Yensen Ni, and Mu-Hsiang Yu. “The Integration of Digital Payments Within the Asia-Pacific Region in the Age of Artificial Intelligence”. Eximia 14, no. 1 (July 5, 2025): 287–299. Accessed June 8, 2026. https://www.eximiajournal.techniumscience.pluscommunication.eu/index.php/eximia/article/view/557.